Our Services

Comprehensive Mortgage Solutions

From first-time buyers to seasoned investors, I provide personalized mortgage solutions tailored to your unique financial situation. With access to 50+ lenders, I'll find the perfect fit for you.

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Popular Choice

First-Time Home Buyers

Buying your first home is exciting, but it can also feel overwhelming. I'll guide you through every step of the process and help you understand your options.

Access to first-time buyer programs and incentives

Pre-approval within 24-48 hours

Help understanding down payments, closing costs, and monthly payments

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Save Money

Refinancing & Debt Consolidation

Lower your monthly payments, consolidate debt, or access home equity for renovations or other needs. Let's explore if refinancing makes sense for you.

Reduce interest rates and monthly payments

Consolidate high-interest debt into one payment

Access equity for home improvements or investments

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55+ Years

Reverse Mortgages

Unlock the equity in your home to supplement your retirement income without selling. I'll help you understand if a reverse mortgage is right for your situation.

Access home equity without monthly payments

Remain in your home while accessing funds

Tax-free income for retirement living

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Don't Auto-Renew

Mortgage Renewals

Your mortgage is up for renewal? Don't just sign your lender's letter! I'll shop 50+ lenders to get you the best rate and save you thousands.

Compare 50+ lenders for best renewal rates

No penalties for switching at renewal

Save $5,000-$15,000 over your term

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Flexible Access

Home Equity Line of Credit (HELOC)

Access up to 80% of your home's equity with a revolving credit line. Perfect for renovations, investments, or as an emergency fund with flexible repayment.

Borrow and repay as needed - revolving credit

Interest-only payments or flexible repayment

Lower rates than credit cards or personal loans

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Build Wealth

Investment Property Mortgages

Build your real estate portfolio with competitive financing for rental properties. I'll help you maximize cash flow and grow your investment portfolio.

20% down for rental properties in Canada

Use rental income to qualify

Multi-unit and portfolio financing available

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Business Owners

Self-Employed Mortgages

Business owners and self-employed individuals face unique challenges. I specialize in self-employed mortgages with flexible documentation and alternative lenders.

Stated income programs available

1-2 years of business financials or alternative docs

Specialized lenders for entrepreneurs

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Business Property

Commercial Mortgages

Financing for office buildings, retail spaces, warehouses, and multi-unit residential properties. Build your business with the right commercial financing.

Offices, retail, industrial, and multi-unit properties

Competitive rates and flexible terms

Owner-occupied or investment properties

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Newcomers Welcome

New to Canada Mortgages

Recently moved to Canada? You can still qualify for a mortgage! I specialize in helping newcomers navigate Canadian mortgage requirements and secure financing for their first home.

Programs designed specifically for newcomers

Lower down payment options available (as low as 5%)

Flexible credit and employment requirements

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Build Your Dream

Construction Mortgages

Building your own home? I'll help you secure construction financing with progress draw schedules and competitive rates designed for custom home builds.

Financing for land purchase and construction

Progress draw schedules aligned with build milestones

Convert to traditional mortgage upon completion

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Rebuild & Qualify

Credit Repair Solutions

Challenged credit doesn't mean you can't own a home. I work with alternative lenders and credit rebuilding programs to help you qualify for a mortgage and improve your credit over time.

Access to alternative and B-lender programs

Strategies to rebuild and improve your credit score

Path to qualify for better rates in the future

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Sensitive Support

Divorce & Separation Mortgages

Going through a separation or divorce? I'll help you navigate the complexities of buying out your ex-partner, refinancing to remove a name, or qualifying on your own income for a fresh start.

Buyout financing to keep the family home

Refinancing to remove ex-spouse from mortgage

Qualifying with single income and support/alimony

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Buy & Renovate

Purchase Plus Improvement

Buy your dream home and finance the renovations all in one mortgage. Roll your improvement costs into your purchase price and create the perfect home from day one.

Finance up to $40,000 in renovations with your purchase

One mortgage, one payment - no separate renovation loan needed

Lower down payment requirements than traditional renovations

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Vacation Properties

Vacation & Second Home Mortgages

Own your dream cottage, vacation home, or second property. Whether it's a lakeside retreat, mountain getaway, or beach house, we'll help you finance your perfect escape.

Competitive rates for vacation and second properties

Down payment as low as 10% for qualified buyers

Option to generate rental income when not in use

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Photographs of the interior and exterior of a beautifully estate home in the Pacific Northwest, this home has been completely remodelled and is a waterfront home with vast views of the pacific ocean and san juan islands in the distance. Interiors show a grand entry foyer and staircase with wrought iron rails. Some interior views of the dining room with a banquette window seat looking over the sea and the patio contains outdoor furniture a fire pit and hot tub hot tub overlooking the grassy yard on a bright sunny day in July.

Not Sure Which Service You Need?

Let's talk! I'll listen to your goals and help you understand which mortgage solution makes the most sense for your unique situation. No obligation—just honest advice.

50+
Lender Options
24-48h
Pre-Approval Time
Licensed
#M25003110

Additional Services Available

Commercial Mortgages

Financing for business properties and commercial ventures

Self-Employed

Specialized programs for entrepreneurs and self-employed professionals

Mortgage Protection

Insurance options to protect your home and family

Pre-Approvals

Know your budget before you start shopping